Information we collect from you
The information we collect from you is your name, postal and email address, date of birth, financial details, and any other information considered necessary.
Purpose of collecting information
The purpose of collecting the above information is to identify you and assess your application, provide you with all necessary information to protect you against fraud with regard to banking and finance and for periodically give information about Rupee4need’s products and services
From where do we collect information about you?
We collect data directly from your online application. We also take data from the information you provide on your interaction with our customer service department
We may monitor and record your telephone conversation with us and our customer services department;
We may collect information about your transactions, including loan balances;
Collect from credit reference agencies and customer service providers regarding credit worthiness and credit history;
Information that is collected when you use the website. You may have provided the information to identify you and validate your use of the Website for fraud prevention purposes;
Information about your computer including your IP address, operating system and browser type. This is statistical data about browsing actions and patterns and is not in individually identifiable form;
Automatic information obtained by using ‘cookies’ when your browser accesses our Website and when you login.
Use and disclosure
We always try to ensure that the personal data that you have given us is only used for the purpose it has been taken
There is very restricted use of your personal data amongst those involved in maintaining, reviewing and developing our business systems, procedures and infrastructure our partners in financial transactions, including financial institutions, merchants and payment organizations, credit and fraud reporting agencies, debt collection agencies, and organizations involved in our normal business practices
Your nominated representatives
Government or regulatory bodies, if required by law, where we store and process your personal data
To allocate an identification number to your Internet browser (you cannot be identified from this number);
To determine if you have previously visited the website;
To track and report on website and online campaign performance;
To identify other pages or third parties’ websites you have accessed; and for fraud detection and security purposes
It is possible for you to configure your browser so that it does not receive cookies. However, this means you will be unable to use secure services that require cookies in order to participate. Some of those services include (but are not limited to) our online application and some member features.
*Our attempt is to disburse your loan into your account in half an hour from receipt of documents from you.
Rupee4need loan are disbursed following a physical verification of the customer’s residence and/or office and on upfront payment of an admin fee of 7 to 10 percent.
The company will not refund the admin fee collected in advance
Customer is to convey his desire to refund the loan taken through the email id firstname.lastname@example.org Any refunds, if applicable within the purview of our refund policy, will be processed over a period of 1-2 days.
The refund policy is subject to change by Rupee4need.com. The changes will apply after due legal diligence. Suitable announcements will be made on the website and legally-compliant notice period will be given before any changes come into force.